Flexible Payment Options

Financing Options

Don't let budget stop you from getting the comfort you need. We've partnered with Optimus and Synchrony to offer flexible financing for HVAC and plumbing projects.

Why Finance Your Home Comfort?

A new HVAC system or major plumbing repair is an investment in your home. Financing makes it manageable.

Low Monthly Payments

Break up the cost of a new system or major repair into affordable monthly payments that fit your budget.

Competitive Rates

Our financing partners offer competitive interest rates and promotional periods, including options with deferred interest.

Quick Approval

Apply online and get a decision in minutes — not days. Most homeowners are approved the same day.

No Pressure

We present your options and let you decide. No high-pressure sales tactics, no hidden fees, no surprises.

Our Financing Partners

We work with two trusted financing partners to give you the best chance of approval and the most flexible terms.

Optimus

Home Improvement Financing

  • Competitive interest rates
  • Flexible repayment terms
  • Quick online application
  • Funds available upon approval
  • No prepayment penalties on most plans

Synchrony

Home Financing Solutions

  • Promotional financing options available
  • Deferred interest plans
  • Easy online application process
  • Widely accepted nationwide
  • Manage your account online or via app

Application links above go to our financing partners' secure websites. Your information is handled directly by the lender. Picture Rocks Cooling, Heating & Plumbing does not process or store your financial data.

How Financing Works

1

Get Your Quote

Call us or use our instant quote calculator to get pricing on your HVAC or plumbing project.

2

Apply Online

Choose Optimus or Synchrony and complete the quick online application. Get a decision in minutes.

3

We Get to Work

Once approved, we schedule your service and get the job done right. You pay in comfortable monthly installments.

Financing FAQ

Questions About Financing?

Our team is happy to walk you through your options. Call us and we'll help you find the right plan for your budget.